Seeking clarity prior to retirement

As you are approaching retirement there will no doubt be a few questions running through your mind. At GPFC our goal is to ensure you achieve your goals and retire comfortably. We will work through your cash flow situation identifying areas with your salary where we think tax savings can be made through salary packaging opportunities, so that your salary is structured in the most efficient way, while ensuring you have enough money available to achieve your expenditure requirements. We will identify your goals and objectives and will provide the structure and discipline to keep you on track along the way.

We will review your superannuation to ensure your investments reflect your correct risk profile and recommend strategies that will maximise your wealth to ensure your income requirements are met during retirement phase. We will look at the option of establishing a transition to retirement pension to further improve your situation. This can be in either a public offer super fund or a self-managed super fund.

We will also assist you with asset structuring to ensure taxation is minimised and your accumulated wealth is protected.

We will assist you with the implementation of Wills and Enduring Powers of Attorneys, as an integral part of a financial plan is estate planning in the event of death. This is more than just having a standard Will in place. The key objectives of estate planning are to ensure your intentions are clear and carried out in accordance with your wishes, and your accumulated wealth is distributed to potential beneficiaries in the most tax-effective manner.

Our friendly team would love to hear from you. Please click here to contact us.