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Banking and credit scams

How to identify and avoid credit scams Scammers have clever ways to get your banking, credit card or personal details,… Read more »

World’s Best Beaches 2019: The Votes Are In

How would you like to laze on one of the world’s best beaches for your next getaway? Voters in this… Read more »

Understanding cash flow

Understanding cash flow in the time it takes to play a game of solitaire. In the time that it takes… Read more »

It’s never too soon to plan your business transition

Selling a business or changing leaders takes time – and careful planning. Setting out a comprehensive, achievable succession plan, sooner… Read more »

Holiday Debt Regret: How to Avoid it

One thing that's guaranteed to leave you feeling on top of the world, is a holiday. That’s until, along with… Read more »

Catch-up concessional contributions

How does it work? From 1 July 2018, if you have a total super balance of less than $500,000 on the previous… Read more »

How to procrastinate: nine tips from a pro

Having studied my own habits – in between randomly browsing infographics, social media and videos of classic newsreader bloopers – I’ve compiled… Read more »

How to Increase Motivation in Minutes

If you’re prone to procrastination, you’re certainly not alone. When there’s so much to do, it’s all too easy to… Read more »

SMSFs attract younger members

Given that self-managed super funds (SMSFs) hold more than half of the retirement dollars in super, it is easy to assume… Read more »

Why ESG has moved from nice-to-do to must-do

Investors increasingly care about ESG. Traditionally we could rely on authorities to take our concerns into account and update the… Read more »

5 Habits to Use Technology More Mindfully

By Food Matters contributor AnnMarie Skin Care Technology has become imperative to our daily work, activities and social life. It… Read more »

Top things to consider when returning to work

Returning to work after maternity leave can be difficult and needs careful planning. Here are our tips to help make… Read more »

Wanted: Post-retirement advice for SMSFs

Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and… Read more »

Taking a total-return approach when rates are low

This low-interest, lower-return environment may tempt some income-focussed investors to abandon carefully-diversified portfolios in the pursuit of higher income. However,… Read more »

Good investment habits versus damaging biases

In a low-interest, lower-return, more-volatile investment environment, investors have an even greater incentive to keep wealth-damaging behavioural traits or biases… Read more »

5 tips for developing a business idea into a real venture

Having a solid business idea is a far cry from having a successful business. In this article, Benjamin Kluwgant discusses… Read more »

Stress: The Health Epidemic Of The 21st Century

Do you feel like ‘stressed’ is your new normal state of being? Can you remember the last time you went… Read more »

Taking control of your finances post-divorce

Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life…. Read more »

10 habits of highly successful homebuyers

Ready to take the leap into home ownership? It’s worth doing your homework first. Buying your own home can be… Read more »

5 ways to take control of your money

Five ways to take control of your money, grow your wealth and start enjoying financial peace of mind. It can… Read more »

Can you afford to live to 95?

While our mortality is a grim subject, and an impossible one to forecast on an individual basis, we have statistical… Read more »

This simple trick will help you remember absolutely anything

By Flying Solo contributor Lucy Kippist. Stop "outsourcing" your memory to Google and start investing in the power of your… Read more »

Donating and Crowd Funding

With thousands of charities competing for your donation, it's important to do some research to make sure your money is… Read more »

This Small Country Is Leading the Way in Going Plastic Free

As we find ourselves in the midst of the war on plastic, we are seeing some (slow) progress in our… Read more »

​Calculating and paying capital gains tax

Don’t be put off – here’s a quick guide to help you understand capital gains tax. Understanding capital gains tax … Read more »

Estate planning: what your will doesn’t cover

Most of us think of estate planning as simply writing a will. However, ensuring your assets are distributed according to… Read more »

Plan ahead for the aged care you want, for your parents

Helping parents make the transition into supported living can be challenging, but forward planning and open communication can help everyone…. Read more »

The financial power of women

A state-of-the-nation report on the barriers to women investing. The research underlying this white paper was carried out via an… Read more »

How to set short term goals

By Flying Solo contributor Fiona Adler Lots of us walk around knowing inside that we have untapped potential and ideas… Read more »

Understanding your retirement income

It is important to understand where this income will come from, how long it will last, and whether your retirement… Read more »

Buying for your baby: tips on keeping costs down

There are lots of things to buy for your newborn, from onesies to prams – it's easy to get carried… Read more »

Getting married – starting on the right foot

Getting married is an exciting time but, with so many things to think about, it can be easy to put… Read more »

7 cost-saving tips for renovating on a tight budget

You may have big dreams for your renovation project but with a bit of DIY and some shopping around, you… Read more »

Buy now pay later services

What you need to know about buy now pay later services Buy now pay later payment services allow you to… Read more »

A checklist for a healthy financial year

A year may not seem like a long time, but a lot can happen in 365 days. Since last February,… Read more »

Things to ask a car dealer

Before you find a car and sign on the dotted line, there are a few things you should know. Here… Read more »

Estate planning: Making it easier on family

It’s understandable to not have the answers if you’re asked about what will happen if you pass away. But if… Read more »

New Year resolutions, New Year strategies

Here’s some good news for investors. With a few straightforward New Year resolutions and strategies, they can become better investors… Read more »

Cheaper alternatives to superfoods

You’ll find no shortage of celebrities endorsing various superfoods all over the world wide web and their social media accounts;… Read more »

Is it a scam?

Story: You get a phone call. The caller says they’re from the ATO. They want you to pay a debt… Read more »

Top 5 tips to achieve your money goals in 2019

Make a plan for your money What are your money goals for this year? To give yourself the best chance… Read more »

Eight ways to boost your fitness in retirement

It’s time to put physical fitness at the top of your priority list and start enjoying the next phase of… Read more »

How to save for retirement throughout your life

Whatever the size of your business, it’s never too early to start building your retirement income, ensuring a healthy financial… Read more »

Dealing with a serious health issue

Planning carefully and working through the issues can help if you or your partner experiences serious illness or injury later… Read more »

How women can boost their super balances

Women face big challenges when it comes to saving for super. Often they earn less than men and take breaks… Read more »

Salary Sacrifice – no sacrifice at all

You can put extra money into your super before your salary reaches your bank account – this can potentially reduce… Read more »

What does the recent market volatility mean for investors?

John Owen, Portfolio Specialist, MLC  What’s causing the market volatility? There are a number of factors worth noting. Very low… Read more »

Reverse mortgages: Short-term gain, long-term pain

Residential property has long been a major store of wealth for average Australians. The home remains the primary assets for… Read more »

Dealing with the 'housing wealth effect' – to your advantage

Are you feeling wealthier, less wealthy or somewhere in between? You may be experiencing what is sometimes called "the housing… Read more »

Super choices for employees

If you earn most of your income from employment, you may want to make personal deductible contributions – instead of,… Read more »

Chart of the week: Wall street's sentiment is all 'trumped up' again.

06 September 2018 Bob Cunneen, Senior Economist and Portfolio Specialist                    … Read more »

Spending money for good

With thousands of charities competing for your donation, it's important to do some research to make sure your money is… Read more »

The Twilight Zone with Trump, Trade Wars and Turkey

  Bob CunneenSenior Economist & Portfolio SpecialisAugust 2018 The calendar year is coming to a close but some markets are… Read more »

The psychology of money

Money can make us anxious no matter how much we manage to save.  Investors who succeed in building large portfolios… Read more »

Avoid the most common sharemarket trap

Perhaps the most common trap for share investors is to concentrate too much on the daily movements in share prices…. Read more »

Five ingredients of a great super fund

It makes sense to take a close look at your current super fund and consider whether your money could be… Read more »

Protecting your finances after redundancy

Being made redundant can mean some major lifestyle changes. For many, the biggest challenge is managing money while looking for… Read more »

Chart of the week: US's inflation fate with higher tariffs

25 July 2018 Bob Cunneen, Senior Economist and Portfolio Specialist                    … Read more »

How high debt disrupts investment success

Cooling house prices – particularly in Sydney and Melbourne – may prompt astute existing and would-be homeowners to take a… Read more »

The power of financial role models

Role models are important in many stages of life. Be it school years, on the sporting field or in your… Read more »

Boost your super – selling the family home

The new downsizer super contribution option could help turn your family home into a more comfortable retirement. A SUPER HOME… Read more »

Sorting out your finances during divorce: how to divide shared assets

When going through a divorce or separation, one of your first tasks will be to divide up what you own… Read more »

Chart of the week: Is the US's labour market running on empty?

11 July 2018 Bob Cunneen, Senior Economist and Portfolio Specialist                    … Read more »

2017-2018 financial year in review – John Owen

    A good year for investors despite rising trade tensions The year to 30 June 2018 was generally a… Read more »

The unstoppable rise of investing with purpose

Technology and the rise of social media are fundamentally changing how we choose to invest. In decades past, most investors… Read more »

Preparing your home for sale

Simple things like removing clutter can vastly improve the appeal of a home, and the good news from experts is… Read more »

The case for being a realistic investor and consumer

  Forecasts for subdued, lower returns over the medium-to-long term from diversified investment portfolios underscores the case of being a realistic investor… Read more »

Tax-effective investment ideas

Want to get a better deal from the tax man on your investments? We’ll look at some investment options that… Read more »

Five ways to boost your super

Did you know it’s likely you’ll spend up to two decades or more in retirement? It’s a long time, so will… Read more »

Sizing-up your super with after-tax contributions

You'll have heard the old, almost grandmotherly adage that 'every dollar counts'. But guess what – it's true.   Voluntary… Read more »

Why the FANGs could bite into your portfolio

Redpoint Investment Management ABOUT REDPOINT Redpoint Investment Management Pty Ltd (Redpoint) is a boutique global equities manager headquartered in Sydney,… Read more »

3 Ways rising interest rates could disrupt the economy

What is quantitative easing? Quantitative easing is when central banks purchase assets from the market to lower interest rates and… Read more »

Prepare for the unexpected – and expected

A way to help efficiently plan for your financial future is to focus on how  best to handle what are… Read more »

Chart of the week : The 'end of cheap money ' is coming

7 May 2018 Bob Cunneen, Senior Economist and Portfolio Specialist                     … Read more »

Dollar-cost averaging: An investor's emotional circuit breaker

The latest bout of higher sharemarket volatility reinforces the potential benefits of a disciplined investment strategy called dollar-cost averaging. It… Read more »

A guide to buying your first home

You’ve made the next step in life and want to buy your first home, but you don’t know where to… Read more »

Budgeting 101 working out your income and expenditure

Working out a realistic budget is a great way to take control of your finances. Although it may seem like… Read more »

Your key financial to – dos after divorce or separation

The early days of a divorce or separation can be a real challenge. Especially as you adjust to your new… Read more »

Measuring fear and greed on wall street

April 2018 Bob Cunneen, Senior Economist and Portfolio Specialist, NAB Asset Management “Investors should remember that excitement and expenses are… Read more »

What's the risk of not understanding risk ?

 For most investors, a conversation with a partner or friend about lifestyle goals helps identify what risk really means to… Read more »

Chart of the week: Australia's confidence makes a comeback

16 April 2018 Bob Cunneen, Senior Economist and Portfolio Specialist, NAB Asset Management Sources: NAB and Westpac Melbourne Institute (WMI). Confidence… Read more »

Wall street's confidence stirred but not completely shaken

10 April 2018  Bob Cunneen, Senior Economist and Portfolio Specialist, NAB Asset Management              … Read more »

Women get frank about finance

More than half of Australian women feel in control of their finances, but many are concerned about their savings and… Read more »

A Will isn’t always the only way

You would have heard the saying ‘where there’s a will, there’s a way’. This statement is usually used to encourage… Read more »

CHART OF THE WEEK: A SHOPPING LIST OF REASONS FOR AUSTRALIA’S SOFT RETAIL SPENDING

4 April 2018 Bob Cunneen, Senior Economist and Portfolio Specialist, NAB Asset Management Australian nominal retail spending Source: Australian Bureau… Read more »

Behavioural finance: Overconfidence

In a world of uncertainty in which our brains are often subconsciously working against us, it’s a good practice to… Read more »

Outside super: Our other personal investments

How does the value of your non-super savings compare to the value of your super savings? And do you take… Read more »

Waiting for the ‘perfect’ moment to invest

If you've got even the slightest interest in the world at large, you can't have missed the news about the… Read more »

What your age should say about your super

Significant birthdays are either met with a high level of excitement…or dread. And the emotional response is generally driven by… Read more »

Chart of the week: Is The ‘Trump Trade’ now a ‘Trade War’ against Wall Street?

27 March 2018 Bob Cunneen, Senior Economist and Portfolio Specialist, NAB Asset Management US asset prices since President Trump’s election… Read more »

Chart of the week: Could America's ‘sweet spot’ of strong jobs and mild wages turn sour?

13 March 2018 Bob Cunneen, Senior Economist and Portfolio Specialist US interest rate vs inflation indicators view larger chart Source:… Read more »

Millions of multiple super accounts erode savings

One of the simplest ways to make your retirement savings more efficient and less costly is to get rid of… Read more »

Chart of the week : Trump's trade war shows the deficit in goods and goodwill

6 March 2018 Bob Cunneen, Senior Economist and Portfolio Specialist                    … Read more »

Got post-holiday debt lag?

Get out of debt and back in control of your finances with our simple money tips. Have a plan to… Read more »

Why your chances of a pay increase could finally be improving

With 2018 now underway, many Australians may have noted ‘pay increase’ in their new years’ resolutions list. While the economic… Read more »

Eating out or in, which is better?

Eating out or in, which is better? How much is eating out really costing you? It might surprise you to… Read more »

Back to basics: avoiding the day to day temptation to time the markets

The best of times can also be the most worrying of times for investors. As we head off on the… Read more »

What's ahead for SMSFs?

It would be difficult to underestimate the impact that self-managed super has on competition between super funds – with both… Read more »

Closing your insurance gap

A fundamental personal finance trap is to assume that your super fund's default insurance cover is adequate for your circumstances…. Read more »

Wall Street finally awakes to a “clear and present danger”

US shares vs Government bonds Source: Federal Reserve St Louis. Wall Street has fallen -4% over the past week. This… Read more »