Latest News

Five investment barriers to recognise if you're over 55

For investors approaching their mid-fifties, or for those who've already met the milestone, it's worth being aware of the psychological… Read more »

7 rewarding one-day Australian mountain climbs

There’s something special about climbing a mountain, and it’s a feat that conjures up a whole range of thoughts and… Read more »

Super is super for young people

ASFA CEO Dr Martin Fahy and young Australians discuss super – why it’s the best bet for saving for retirement…. Read more »

6 Easy, Natural (and Free!) Ways to Reduce Stress

Even if you're unaware how damaging long-term stress can be, you may be acutely familiar with its immediate side effects…. Read more »

Should you downsize?

By the time you are considering retirement, it is likely that you will have substantial equity in your home. You… Read more »

Investors acting their age

Young investors can fall into the trap of being too conservative for their own good, forfeiting compounding long-term returns from… Read more »

Why currency matters to Aussie investors

There is nothing like an overseas holiday to remind you of the power of currency movements to either help or… Read more »

How much can you afford to spend in retirement?

How much you can afford to spend in retirement is determined by a number of different factors including investment markets,… Read more »

The risks of trying to pick future winning stocks

It's tough for both professional and personal stock pickers to consistently beat or at least match the market. But maybe… Read more »

2017 financial year in review – John Owen

A rewarding year for investors The financial year to 30 June was a very welcome contrast to the previous financial… Read more »

Busting the 1 million dollar retirement myth

It’s often been mentioned that $1 million or more in superannuation savings is needed to live a comfortable retirement. This… Read more »

Don't become a one-eyed investor

Behavioural economists warn investors about a trap known as "confirmation bias". This involves deciding on a course of action and… Read more »

Global diversification through ETFs

Investors are increasingly using Exchange Traded Funds (ETFs) as a straightforward, low-cost way to gain exposure to overseas shares. Recent… Read more »

Home is where the heart is

It can It can be hard to shake the instinct to stick with what you know. ‘Home bias’ – the… Read more »

Beyond super: Our other personal investment market

Many investors may not realise that Australia's super and non-super personal investment markets are almost equal in value. Yet super… Read more »

The Australian Implications Of Trump's US Tax Changes

A key policy of the newly installed Trump administration is to dramatically change the taxation regime. Surprisingly, the US has… Read more »

5 key tips when fishing with children

BIG4 Guest blogger, managing director of CH Smith Marine, and former president of the Boating Industry Association, Rod Smith, gives… Read more »

Advocacy to support the rights of older people

Most of the time aged care services work well and the people who use them are happy with the service… Read more »

7 tips to stop you under-charging and over-servicing

By Flying Solo contributor Kathryn Williams Over-servicing clients is a common problem for small business owners; we feel it’s what… Read more »

4 simple ways to conquer stress AND increase productivity

Our busy lifestyles often mean high levels of stress impacting productivity and health. Research shows practising mindfulness can reverse these… Read more »

A vital SMSF question: A corporate trustee or individual trustees?

A self-managed super statistic that doesn't seem to change much over the years is the strong preference of new SMSFs… Read more »

More withdrawals from 'the bank of mum and dad'

Think about what has happened in the six months since Treasury secretary John Fraser spoke of his concerns for retirement… Read more »

Going Global

Australian investors may be well-aware of the basic diversification benefits of global equity investing relative to domestic investing, but franking… Read more »

Life's financial turning points: good and not-so-good

The marriage and divorce statistics for 2015* sadly suggest that 43 per cent of Australian marriages may end in divorce…. Read more »

Is Australia the New Argentina?

By Bob Cunneen, Senior Economist and Portfolio Specialist, MLC “Politics is the art of looking for trouble, finding it everywhere,… Read more »

2017 Federal Budget Analysis

First home savers, downsizers and small business are the winners in Treasurer Scott Morrison’s second Budget – while taxpayers face… Read more »

Your first SMSF portfolio: Don't overlook fundamentals amid super changes

New SMSF trustees face something of a double challenge in 2017-2018: Coming to terms with the long-standing fundamentals of having… Read more »

Almost the world's best for retirees

What are the best countries for a comfortable retirement? What countries have the best retirement-income systems? It seems the answers… Read more »

Super baby debt

Having a family can create a ‘super baby debt’ for mothers of up to $50,000 by the time they reach… Read more »

Dollar-cost averaging for millennial investors

It's hardly surprisingly that a personal finance article in Forbes magazine places the classic and straightforward investment practice of dollar-cost… Read more »

A realty check for accessing super early

When it comes to the basics of life the issue of finding shelter – putting a roof over one's head… Read more »

Dementia is more than just forgetfulness

It may begin with forgetting where you left your car keys and can eventually lead to potentially dangerous situations such… Read more »

Why more women need MONEY as a value and it's benefits

By Guest Author Kelly Magowan Having been a career coach for well over a decade and worked with a diverse… Read more »

Jump-start your retirement savings

Unfortunately, many people would reach their mid-fifties and conclude that their savings are not on track to finance a satisfactory… Read more »

To rent or own: retirement living options

In Australia there are both ownership and rental opportunities for retirement living options. Generally the deciding factor of whether you… Read more »

Preparing for your family's future

No-one wants to think about death in the prime of life. But it's important to decide what will happen to… Read more »

Save early, save often

One of the underlying attributes of Australia's superannuation system is that it starts young adults saving for retirement as soon… Read more »

SMSF planning for the unexpected

  Life is full of surprises. Plan ahead to help your SMSF deal with unexpected issues such as a relationship… Read more »

Continue to protect the skin you’re in

Data from Cancer Council’s recent National Sun Protection Survey reveals just 44 percent of Australian adults wear a hat when… Read more »

Solicitors Versus Conveyancers

A conveyancer is a solicitor, but just deals with property, right? Wrong. The two are different, and it is important… Read more »

What is a Testamentary Trust?

What is a Testamentary Trust? A Testamentary Trust is simply a trust established by a person’s Will.  As opposed to… Read more »

5 cruise destinations you need to add to your bucket list

Papua New Guinea A nature lover’s paradise, Papua New Guinea may only be a fraction of the size of Australia… Read more »

What Is A Non Conforming Home Loan?

A mortgage created for people with bad credit. If you have a bad credit history you’ll generally find it difficult… Read more »

Make your house pay for your family gap year

Think you’ve missed your chance to take a gap year now that you have kids? Think again. A growing number… Read more »

Planning on giving money to your kids?

If you give money to your kids, it won't automatically come back to you if any of those things happen…. Read more »

Financial abuse: Protecting your money from others

Financial abuse occurs when another person, perhaps your partner, one of your children, another member of your family or a… Read more »

The perfect property at an affordable price – it’s not a myth

 So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as… Read more »

A paradoxical relationship: The self-employed and super

It seems paradoxical. The self-employed are among the most enthusiastic supporters of self-managed super yet the majority of the self-employed… Read more »

11 places in Australia to visit when you retire

Retirement is the perfect time to get out and see more of Australia, from the tropical north to the wilderness… Read more »

Choosing an investment option

As part of your retirement savings plan, it is important you understand how your superannuation money is invested by your… Read more »

Judging a super fund's performance

A super fund's investment performance will change from year to year. Your super will grow over the long term, but… Read more »

Where can I get finance for a small business?

Many people in Australia dream of running their own small business but four out of five never do it. If… Read more »

Setting up your own home business

Escape the commute and office politics by working from home. Are you thinking of working from home? There are plenty… Read more »

Having an estate plan is more than just having a will

There seems to be a common misconception that having an estate plan is for wealthy people. Wrong. Having an estate… Read more »

Your marathon investment portfolio

A recent cover feature in The Economist magazine asks readers to imagine a future world where you celebrated your 94th… Read more »

Super – even more important for women

Women tend to live longer than men, making it even more essential that they accumulate enough superannuation to last through… Read more »

Your New Year reading: beyond John Grisham

Behavioural economist and psychologist Daniel Kahneman has begun 2017 by retaining his place near the top of The New York… Read more »

5 tips to save you money in 2017

If you have a hard look at your finances there are almost certainly lots of small steps you can take… Read more »

Cuba: accessible and beautiful

With the start of the first commercial flights between the US and Cuba in more than half a century, the… Read more »

Grey debt and the 'bank of mum and dad'

You may be in the enviable of one day entering retirement with your mortgage paid off, adequate superannuation savings and… Read more »

Get ready for christmas with our top festive tips

Christmas is a joyous time but the lead-up to the festive season can be stressful and can really stretch your… Read more »

America at the crossroads? Challenges for the new president

The political circus has ended, the campaign tent is now folded. Americans appear to have elected Donald Trump as their… Read more »

Making America grate or great again?

This has been a fascinating US Presidential campaign. Neither of the two leading candidates, Hillary Clinton and Donald Trump have… Read more »

Release-capital-house

5 ways to release capital from your house to fund retirement

1.    Downsize Approaching retirement, you’re likely to have a substantial amount of equity built up in your home, or you… Read more »

Make the most of your health insurance with complementary therapies

The gap between conventional medicine and complementary therapies is blurring, as more and more people are using both – and… Read more »

Could Alzheimer’s be Type 3 diabetes?

We all know that bad diets can trigger obesity, diabetes and heart disease. But did you know that a good… Read more »

FUTURE Dilemmas FOR Healthiness Treatment MANAGEMENT

FUTURE Dilemmas FOR Healthiness Treatment MANAGEMENT The medical treatment model in almost any nation plays a major portion inside the… Read more »